The year's ruler is the horse.

如甲日午年己，乙日巳年戊，喜忌與月干正財同。若歲帶正馬，生辰戌丑未月或夏令月中，己土旺相，不犯刑沖分奪，日干乘旺，主受祖業豐厚。若生寅卯月令，柱中更帶比肩，或遇運行傷劫之地，必主貧困。

The term "岁带正马" refers to a situation where the person's year pillar carries their own official wealth. For example, if someone born on a Jia day has their year pillar sitting on Wu and the year stem shows Ji, or if someone born on a Yi day has their year pillar sitting on Si and the year stem shows Wu, then the year pillar carries their official wealth, and the likes and dislikes are the same as having official wealth in the month pillar. If the year pillar carries official wealth and the person is born in the months of Chen, Xu, Chou, or Wei, or in the summer months, the Ji earth is prosperous and strong, not subject to punishment or clash, and not taken away by others. The day stem is also strong, which indicates inheriting a wealthy family legacy. However, if the person is born in the months of Yin or Mao, and the four pillars also carry a share of the same element, or if the person's fortune leads to a place of official wealth and theft, then poverty is certain.

如甲日帶巳午時之例，無刑沖破劫，主招美妻，得外來財物，生子榮貴，財產豐厚，此非父母之財，乃身外之財，招來產業，宜儉不宜奢。

The phrase "when the time branch carries the proper horse" refers to a situation where the day stem, for example, Jia wood, is born in the hour of Si or Wu. In such cases, the hour branch contains the person's wealth star. As long as there are no conflicts, clashes, destruction, or theft, it indicates that the person will marry a beautiful wife, receive wealth from outside, have sons who achieve honor and prestige, and have abundant family wealth. This wealth is not inherited from the parents, but earned through one's own efforts, attracted through one's own actions. Therefore, it is suitable to be frugal rather than extravagant.

《繼善篇》云：富而且貴，定因財旺生官。蓋財有生官之理，既取財為用，不要見官，若見官則為財官格矣。柱有傷食，雖財厚亦不能生官。如戊己以亥子、壬癸為財，以寅卯甲乙為官，若生壬子、癸亥月，四柱不見寅卯甲乙，是為財旺生官，如此元命因富致貴，或納粟及儀賓之類，若月令財無損克，亦主登科，透庚辛則不能生，不以此格論。

The "Ji Shan Chapter" says: Being both rich and noble is certainly due to strong wealth that can generate official status. Wealth inherently has the ability to generate official status; if wealth is taken as the useful god, then official stars should not appear clearly. Once official stars appear, it becomes the wealth and official status pattern. If there are injurious stars or food stars in the four pillars, even if wealth is abundant, it cannot generate official status. For example, if the person is born with earth as the main element, then亥 and子 water and壬 and癸 water are considered wealth, and寅 and卯 wood and甲 and乙 wood are considered official stars. If the person is born in the month ofRenzi orGuihai, and the four pillars do not contain寅卯 or甲乙, this is called "wealth being strong and generating official status." Such a birth chart often leads to wealth first and then nobility, or through contributing grain to gain official status, or serving as a royal consort's attendant. If the official star in the month is not damaged or restrained, it also indicates success in the imperial examination. However, if the heavenly stem is revealed with庚 or辛 metal, which restrains wood, the wealth cannot generate official status, and thus this pattern is not applied.

如庚辰、辛卯日，春生，甲乙木為財，喜戊己印生身，壬癸食生財，忌庚辛金劫奪，切不可歲逢官煞，即春月金弱，不能勝任，反不為福。甲午、乙未日夏生，己土為財；甲辰日夏生，戊土為財；丙戌、丁丑日秋生，辛金為財，喜忌俱與前同。惟壬午、癸巳二日，祿馬同鄉，不專以財論。

For example, if someone is born on a Dingchou or Gengchen day in spring, the wood of Jia and Yi is considered wealth. It is favorable to have Wu and Ji earth as the official seal to nourish the self, and favorable to have Ren and Gui water as the food and destruction to generate wealth. It is unfavorable to have Geng and Xin metal to steal the wealth. Especially, if the stream year also meets the official or evil star, it is particularly bad. Because in spring, metal is naturally weak and cannot support wealth, thus failing to bring good fortune. For those born on Jiawu or Yiwei days in summer, Ji earth is considered wealth; for those born on Jiachen day in summer, Wu earth is considered wealth; for those born on Bingxu or Dingchou days in autumn, Xin metal is considered wealth: the favorable and unfavorable factors are the same as before. Only the days of Renwu and Guisi are considered "Lù Mǎ Tóng Xiāng" (wealth and horse in the same native land), with wealth and official both hidden in the day branch. Therefore, they are not discussed solely in terms of wealth.

何謂偏財？乃甲見戊、乙見己之例。非妻所帶，乃眾人之財也。切忌有姊妹兄弟分奪，柱無官星，禍患百出。經曰：偏財好出，亦不懼藏，唯怕分奪，及落空亡，有一於此，官將不成，財將不住。如財弱必待歷旺鄉而榮，財盛無往不利，但恐身勢無力，不能勝任。

What is called "biased wealth"? It refers to cases where Jia wood meets Wu earth, or Yi wood meets Ji earth, and so on. This is wealth that I can overcome, but with the same yin and yang attributes. It is not wealth brought by a wife, but wealth shared by many. It is most忌 to be divided or taken away by siblings or other similar competing forces. If the four pillars also lack the protective influence of official stars, then misfortunes will arise. The classics say: biased wealth prefers to be visible, and does not fear being hidden. It fears being divided or taken away, and also fears falling into Kongwang. If either of these two situations occurs, one cannot hold an official position and will lose the wealth. If the wealth is weak, one must wait until the fortune reaches a prosperous place for wealth to flourish. If the wealth is originally strong, then everything is favorable, but one must fear that the day's main element lacks strength to bear such wealth.

偏財格，主人慷慨，不甚吝財，與人有情而多詐，若是得地，不止財豐，亦能旺官，以財盛自生官，運行旺相，福祿俱臻，一遇官鄉，便可發福。柱中原帶官星，便作好命看，若兄弟輩出，縱入官鄉，發福必渺。偏財月令所帶最重，不宜柱中多逢。年上偏財生旺，月令柱中通氣，主受伯叔祖考產業豐隆，或外祖產業恩養。

A person with a partial wealth pattern is generous and not stingy with money, yet is emotional in dealing with others and often has cunning intentions. If wealth is well positioned, not only will the source of wealth be abundant, but it will also strengthen the official star, as abundant wealth naturally generates official power. When the fortune reaches a prosperous and strong position, both happiness and official rank will arrive together. Upon encountering an official position, fortune will be realized. If the original four pillars already contain an official star, it is considered a good fortune. However, if there are many siblings (same zodiac) appearing, even when reaching an official position, the realization of fortune will be uncertain. Partial wealth is most significant when it is present in the month's stem, but it is not desirable to have it in all four pillars. If the partial wealth in the year is strong and connected with the month's stem and the overall energy of the four pillars, it indicates receiving abundant property from uncles, cousins, or ancestors, or being supported by the maternal relatives' property.

大要日主興隆，財星生旺，運向財旺之鄉發福。若見刑沖破害，比劫分奪，或財星太衰，日主太弱，或財多生煞，皆破祖勞碌之命。凡月令有財，主少年富貴，若生時不得地，或有劫敗，更運臨凶地，晚年祖財破盡，終身困窮，先富後貧。

The main principle is: if the day's stem is strong, the wealth star is vigorous, and the fortune moves towards a place where wealth is strong, then prosperity can be achieved. If there are punishments, conflicts, destruction, or harm, or if the same kind of elements or thieves take away the wealth, or if the wealth star is too weak and the day's stem is too weak, or if there is too much wealth that turns to generate harmful elements, these are signs of losing ancestral property and a life of hard work. If the month's stem contains wealth, it indicates wealth and prosperity in youth; however, if the birth time does not support the wealth star, or if there are thieves or destroyers of wealth, and the fortune later falls into a bad place, then the ancestral property will be completely lost in old age, leading to a life of poverty, becoming a fate of being rich at first and then poor.

若年月本無，日時帶財，別無劫敗沖剋，則主自家成立，中晚之年大發。若柱中財多身弱，少年又徑休敗之地，多事頻並，百不如意，中密年後忽臨父母之地，或三合可以助我，則勃然而興。若少年乘旺，老來脫局，不唯守窮途而ゐ惶，抑且是非蜂起，以財能利己，亦能招謗故也。若四柱相生，別帶貴格，不值空亡，又行旺運，三合財星，皆是貴命，其福祿淺深，隨格輕重言之。

If the year and month originally lack wealth, but the day and hour carry wealth, and there are no劫财 or败财, nor any clash or control, then it indicates that one will start from nothing and achieve great success in middle and old age. If the four pillars have excessive wealth but a weak body, and in youth the fortune flows directly into weak and confined areas, then there will be frequent misfortunes and everything goes against one's wishes; but when middle age comes, if the fortune suddenly reaches the land of印绶 and parents, or if the triple harmony can support me, then sudden success will come. If in youth one rides on strong energy, but in old age falls out of the pattern, one will not only be in a desperate situation, but also face many troubles and disputes—because wealth can benefit oneself, but also bring criticism. If the four pillars mutually generate and also carry a noble pattern, without falling into kongwang, and further meet strong fortune and triple harmony of wealth, then it is a noble destiny; as for the depth of blessings and wealth, it depends on the weight of the pattern.

又曰：凡人命有兩位財，身弱不妨，元用正財，身旺發財，元用偏財，身旺脫財。又云：偏正二財，喜忌大同，唯有喜官星不喜官星小異，有正財不若有偏財，偏財重實，其福則厚，最怕劫敗比肩，在年最重，在月稍次，一名孤辰，一名逐馬，主克妻害子，破財貧薄，又防陰賊小人同類相傷，柱中元犯此忌，運行財旺之地，亦可發福，再行比劫，退敗而身死者有之，遭官破敗者有之。《通明賦》云：月上偏財，無劫無敗，富甲人間。《相心賦》云：偏財透露，輕財好義，愛人趨奉，好說是非，嗜酒貪花，亦係如此。《驚神賦》云：偏財身旺，趁求商賈之人。《奧旨》云：偏財能益壽延年。《千里馬》云：出現偏財，少愛正妻，多愛妾。

It is also said that if a person's destiny includes two sources of wealth, even if their body is weak, it is not a problem. If the original destiny uses the official wealth as the main element, and the body is strong, then wealth will be obtained. If the original destiny uses the biased wealth as the main element, and the body is strong, then wealth may be lost. It is also said that the preferences and aversions of biased wealth and official wealth are generally the same, except that there is a slight difference in whether they like the official star. Having official wealth is not as good as having biased wealth, for biased wealth is heavier and more substantial, thus bringing greater fortune. Biased wealth is most afraid of劫财 (robbery wealth) and 比肩 (similar elements), which can cause loss of wealth. If these appear in the year pillar, the harm is the greatest; if they appear in the month pillar, the harm is slightly less. These robbery elements are also known as 'Guchen' and 'Zhu Ma', which indicate the possibility of harming the wife and children, causing financial loss and poverty. Even if the original destiny has these忌 (taboos), when the fortune moves to a place where wealth is strong, it can still bring good fortune. However, if it moves again to a place with similar elements or robbery elements, there may be decline and even death, or legal troubles and financial loss. The "Tongming Fu" says: If biased wealth appears in the month pillar and there is no robbery wealth, one can become the richest person in the world. The "Xiangxin Fu" says: Those who have biased wealth revealed in their destiny are light-hearted about wealth and righteousness, enjoy being flattered, like to talk about others, and are fond of drinking and indulging in pleasures, which is the reason for this. The "Jing Shen Fu" says: Those with biased wealth and a strong body are people who travel around seeking profit, like merchants. The "Ao Zhi" says: Biased wealth can prolong life. The "Qian Li Ma" says: Those whose destiny shows biased wealth tend to love concubines more than their official wife.

古歌曰：偏財元是眾人財，最忌干支兄弟來，身強財旺皆為福，若帶官星更妙哉！又：偏財身旺要官星，運入鄉發利名，姊妹弟兄分奪去，功名不遂禍隨生。又：偏財財位發他鄉，慷慨風流性要強，別立家園三兩處，因名因利自家忙。

An old song says:偏财 originally represents shared wealth, but it is most忌 to have brothers or rivals in the heavenly stems and earthly branches; if the day's main element is strong and the wealth is also abundant, it is all good fortune, and if there is also an official star protecting the wealth, it is even better. Another song says: for someone with strong main element and偏财, there should be an official star; when the fortune enters the wealth area, success and fame will come quickly; but if brothers or sisters take away the wealth, then achievements will not be realized and misfortunes will follow. Another song says: the偏财 position often originates from another place, the person is generous and charming with a strong personality; they often establish several businesses elsewhere, pursuing fame and profit, and are busy all the time at home.

《喜忌篇》云：時上偏財，怕逢兄弟，如甲日見戊辰或甲戌時之例。喜見辛官、壬癸生助，忌庚煞、乙劫，柱中不宜再見戊己，若身太旺，運東方寅卯則失財，餘干例推。此與時上偏官格相似，只要一位，不宜多逢，天元透出為妙，支內所藏次之，柱有官印相助，日主健旺，便作好命看。大怕年月沖破，兄弟輩出，則福氣不全。古詩云：時上偏財沖最忌，兄弟之輩皆為畏，喜行身旺官祿鄉，別無透出方為貴。

The "Xiji篇" says: When the time stem carries a biased wealth, it is most feared to meet brothers and rivals. For example, if the day stem is Jia wood and the time stem is Wuchen or Jiaxu with Wu hidden in Xux, this is such a case. This pattern prefers to see Xin metal as the official position to protect wealth and Ren or Kui water to assist and nourish. It fears Geng metal as the seven harmful stars and Yi wood as the劫财 (rival wealth). It is also not advisable to see another Wu or Ji in the four pillars. If the day stem is too strong, traveling through the Eastern direction of Yin and Mao will result in loss of wealth. Other stems should be considered in the same way. This pattern is similar to the "time stem biased official" pattern; only one is acceptable, not multiple. It is best if the heavenly stem is revealed, and if not, it is secondary if hidden in the earthly branches. If the four pillars have officials and印绶 (supporting elements) to assist and the day stem is strong and healthy, it is considered a good fate. It is most feared if the year or month conflicts and breaks the pattern, or if there are many brothers and rivals, which will make the fortune incomplete. An ancient poem says: The time stem biased wealth most fears being conflicted, and brothers' rivals are all to be feared. It is preferred to travel through the place of body strength and official position, and no other stems or branches should reveal wealth, which is considered noble.

《獨步》云：棄命從財，須要會財，若逢根氣，命損無猜。假如丁生酉月，柱多庚辛，日干無氣，只得棄命相從，運入北方財官旺地，乃為入格，南行災。古歌云：日干無氣滿盤財，棄命相從是福胎，運旺財官皆皆福貴，如逢根助反為災。

The "Dubu" says: To abandon the destiny and follow the wealth, the earthly branches must form a wealth pattern. If the day stem still has a little root qi to rely on, the destiny will be harmed, which is certain. For example, if the丁 fire is born in the酉 month, and there are many 庚 and 辛 gold in the four pillars, the day stem has no life qi at all, so it must abandon itself and follow the wealth trend. When the fortune reaches the northern direction where wealth and official positions are strong, it is considered to be in the right pattern. Going to the southern direction will bring disaster. An ancient song says: If the day stem has no qi and the whole chart is full of wealth, abandoning oneself to follow the wealth is the beginning of happiness. When the fortune reaches the place where wealth and official positions are strong, it will bring prosperity and wealth. If instead, one meets the roots that support the day stem, it will instead bring disaster.

如戊己土克水為財，水墓辰是也。古歌云：年干克下是天財，克墓之鄉正庫開，財入庫時多穀帛，家豪金物積成堆。如畢狀元己巳、癸酉、庚辰、甲申是也。

For example, if the earth element戊 or己 overcomes water, it is considered wealth. If the water's storage is in the branch辰, and the day branch is exactly this wealth storage, it is called "day sitting on heavenly wealth." An ancient rhyme says: when the heavenly stem of the year overcomes the earthly branch below, it is called heavenly wealth; when it reaches the storage place of the wealth, the gate of the storage is opened. Once the wealth is stored, there will be plenty of grain, cloth, and silk, and the family becomes wealthy with piles of gold and silver. For example, Bi Zhuanwang's birth chart,Jisi, Guiyou, Gengchen, Jiashen, is exactly this pattern.

《精紀》有生成財，如甲乙見戊己土為財，申子辰上坐生旺庫，戊申、戊辰、戊子支干成合是也。凡命入貴格，除貴外，須主大富，仍多歷錢穀之任；若不入貴格，又無福神助，亦是富豪百姓。若自生自旺，甲人見戊午、己亥之例，主富。餘仿此。有生合財，如甲人見戊癸，己人見癸戊，庚人見甲己等類，主成立富貴。有子母財，如木命人見火月、土日時之類，主平生多見喜事。

In the Essential Records of the Five Phases, there is a concept called "generated wealth." For example, if a person with Jia or Yi wood sees Wu or Ji earth, these earths are seated on Shen, Zi, and Chen, which are the positions of growth, prosperity, and storage respectively. When the heavenly stem and earthly branch are in such combinations as Wu Shen, Wu Chen, or Wu Zi, they form a self-contained and harmonious relationship. If a person's destiny enters a noble pattern, they will not only be noble but also very wealthy, and often hold positions responsible for managing money and grain. If they do not enter a noble pattern and lack the assistance of auspicious deities, they may only be wealthy commoners. If the wealth is self-generated and self-prosperous, such as a Jia wood person seeing Wu Wu or Ji Hai, they will be wealthy. Other cases can be similarly inferred. There is also "wealth through generation and harmony." For example, a Jia wood person seeing Wu or Kui earth, or a Ji earth person seeing Kui or Wu earth, or a Geng metal person seeing Jia or Ji wood, the combination of Wu and Kui generates wealth, indicating the ability to achieve wealth and honor. There is also "parent and child wealth." For example, if a person with a wood destiny sees a fire month and a soil day or hour, wood generates fire, and fire generates soil, representing parent and child generation, indicating that the person will often encounter good fortune throughout their life.

有類財煞，寅午戌人見乙庚，巳酉丑人見丁壬，申子辰人見戊癸，亥卯未人見甲號，一名幽微煞，主名利並行。有財會煞，寅午戌人見辛丑，巳酉丑人見乙未，申子辰人見丙戌，亥卯未人見戊辰，此妻財聚會之神，遇者主富足及有美妻橫財，卻防妻人毒藥害命。有名位財，乃食神中見庫，如戊子火人見庚戌，戊食庚，火庫在戌，克金為財，逢此者一生受祿。有長生財，如甲用戊己為財見戊申，癸用丙丁為財見丙寅之例，此類多得外財。

There is also the 'Class of Wealth Evil Spirit': those with the Fire triad (Yin-Wu-Xu) who see Yi and Geng, those with the Metal triad (Si-You-Chou) who see Ding and Ren, those with the Water triad (Shen-Zi-Chen) who see Wu and Gui, and those with the Wood triad (Hai-Mao-Wei) who see Jia and Ji, also known as the 'Subtle Evil Spirit', indicating success in both reputation and wealth. There is also the 'Wealth and Prosperity Evil Spirit': those with the Fire triad (Yin-Wu-Xu) who see Xin-Chou, those with the Metal triad (Si-You-Chou) who see Yi-Wei, those with the Water triad (Shen-Zi-Chen) who see Bing-Xu, and those with the Wood triad (Hai-Mao-Wei) who see Wu-Chen. These are spirits that bring together wife and wealth; encountering them indicates a prosperous household, the possibility of a beautiful wife and unexpected wealth; however, one should be cautious of the wife possibly poisoning the husband. There is also the 'Reputation and Wealth', which occurs when the food spirit is seen in the repository: for example, a person with the Wuzi sound element (belonging to fire) who sees Gengxu, the Wu earth uses Geng gold as the food spirit, the fire repository is in Xu, fire overcomes gold and gold is considered wealth. When such a combination is present, the person enjoys a lifetime of salary. There is also the 'Longevity Wealth', for example, Jia wood uses Wu and Ji earth as wealth and sees Wushen, and the癸 water uses Bing and Ding fire as wealth and sees Bingyin. Wealth is seated on the longevity, and such people often gain unexpected wealth.

又曰：術者多以甲見戊、乙見己類為財，不知甲己見丙辛、丙辛見戊癸等類為真財，生居有氣旺相之位，主富盛。又納音本干自見真五行，如乙亥人月日時中見庚，乙亥納音火，乙庚真金，干頭自是財也，此名天財，主富足優逸。若納音反制克干頭，如丁卯火卻能制乙庚金，此名鬼財，主一生得世財，或為豪猾胥吏起家。戊寅、戊申得丙辛，乙酉、乙卯得戊癸，準此。更帶辰戌丑未，主為藝術，大獲世財。

It is also said that most diviners only regard cases such as Jia wood meeting Wu earth or Yi wood meeting Ji earth as wealth, but they do not know that cases such as Jia combining with Ji and meeting Bing or Xin, or Bing combining with Xin and meeting Wu or Gui, are the true sources of wealth. If these occur in a position that is prosperous and strong, they indicate a wealthy and flourishing family. There is another method: using the Nayin sound element to compare with the true Five Phases generated by the heavenly stem. For example, a person born in the Yihai year, whose Nayin sound element is fire, if in the month, day, or hour there is a Geng, then the true Five Phases generated by Yi and Geng is metal. Metal is considered wealth in relation to fire, which is called 'heavenly wealth,' indicating a life of abundance and ease. If the Nayin sound element instead controls or restrains the heavenly stem, such as in the Dingmao year whose Nayin sound element is fire, which can control the metal generated by Yi and Geng, this is called 'ghost wealth,' indicating a person who can gain wealth from the world, or who may rise to prominence through being a cunning official. The same principle applies to Wuyin and Wushen, as well as Yiyou and Yimao. If these are further combined with the four earthy branches, Chen, Xu, Chou, and Wei, it indicates a person who may make a living through skills and can also gain substantial wealth from the world.

印綬者，乃五行生我之名。如甲乙在亥子月，丙丁在寅卯月之類，乃我氣之源，為生氣，為父母，能護我官星，使無傷克，譬人生得物相助相養，受現成之福，豈不為妙？此格主聰明，多智慧，性慈惠，語善良，遲訥體，貌豐厚，能飲食，平生少病，不逢凶橫，但吝財耳，為官多為正官，受宣敕不拘文武，皆掌印信，喜官星，以官能生印。經云：印賴官生。又云：有官無印，即非真官，有印有官，方成厚福是也。

The term "印绶" refers to the name of the element in the Five Phases that generates me. For example, if Jia or Yi wood is born in the month of Hai or Zi, or if Bing or Ding fire is born in the month of Yin or Mao, then the "印" is the source of my energy, the Life Qi, my parents, and it protects my official star so that it is not harmed or overcome. It is like a person being born with something to assist and nourish them, enjoying ready-made blessings, which is indeed wonderful. People with this pattern are intelligent, wise, kind and generous in nature, speak kindly, speak a bit slowly, have a full and solid appearance, can eat and drink well, and rarely suffer from illness or encounter misfortune. They are only somewhat stingy with money. Those who hold this pattern often hold official positions, receive imperial edicts, and whether they hold a civil or military post, they manage the seal. This pattern favors the presence of the official star, because the official star can generate the "印". The classic texts say: "The印 depends on the official star to be generated." They also say: "If there is an official star but no印, then it is not a true official star; if there is both an official star and an印, then it brings about great blessings," which refers to this.

忌財星，以財能破印。經云：印綬生月歲時，忌見財星，運入財鄉，卻宜退身避位是也。歲運同論，印綬不逢損傷，多受父母倚蔭，資財見成，安享富貴，諸命相比，當以印綬多者為上，月最要，日時次之，年干雖重，須歸祿月日時，方可取用，若年露印，月日時無，亦不濟事。四柱元有官星為妙，若印綬少，官鬼多，或入他格，又不可專言印綬，若印綬復遇拱祿、專祿、歸祿、鼠貴、夾貴、時貴等格，尤為奇特，但主少子或無子，印綬多者清孤。

The印绶 should avoid the财星, because the财星 can destroy the印绶. The classic texts say: when the印绶 is born in the month or year or time position, it should avoid seeing the财星; once the person enters the财 position in their destiny, they should retreat and give way, which refers exactly to this. The same applies to the flow year and the big destiny. If the印绶 is not damaged, it can usually receive the blessings of the parents, have wealth readily available, and enjoy wealth and honor. Comparing various destinies, those with more印绶 are superior; the印绶 in the month is most important, followed by the day and time; although the印 in the year stem is also significant, it must be supported by the禄 position in the month, day, or time to be useful. If only the印 is revealed in the year position, but there is none in the month, day, or time, it is not helpful. Originally, having the official star in the four pillars is best; if the印绶 is scarce and the official ghost is abundant, or if it has already entered another pattern, one should not focus solely on the印绶. If the印绶 also meets patterns such as拱禄, 专禄, 归禄, 鼠贵, 夹贵, or 时贵, it is especially remarkable, but it may result in few or no children; people with many印绶 are often refined and lonely.

凡印綬，喜七煞，但煞不可太多，多則傷身。原無七煞，行運遇之則發；原有七煞，行財運，或印綬死絕，或臨墓地，皆凶。經云：煞能生印，畏行財鄉，破印助鬼，決主不詳。凡格喜身旺，惟印綬喜生弱，若元局帶財傷印，運行比劫身旺，亦能發福，無則不宜，如無官煞財神，又行身旺，主平常。

All cases of the official seal pattern favor the presence of seven poisons, because seven poisons can generate the official seal; however, seven poisons should not be too numerous, as too many will harm the body. If the original chart does not contain seven poisons, encountering them in the big years will bring fortune; if the original chart already has seven poisons, then encountering the wealth star or the official seal reaching its dead or extinct state, or approaching the storage, will indicate misfortune. The classic texts say: although seven poisons can generate the official seal, they fear encountering the wealth land, as wealth will destroy the official seal and assist the ghost seven poisons, which will certainly bring misfortune. Other patterns all favor the day's main element being strong, but the official seal pattern favors the day's main element being slightly weak and receiving nourishment. If the original chart already has wealth to harm the official seal, encountering the same element or the day's main element becoming strong in the big years can bring fortune; if the original chart does not have wealth to harm the official seal, then it is not suitable to encounter the same element again. If there is neither official nor seven poison, nor wealth star, and the big years go towards strengthening the day's main element, then the person's life will be ordinary.

《淵源論》：印綬，如甲日遇子月為正印，亥月為偏印，最喜逢天月德，子天德在巽，月德在壬，亥天德在乙，月德在甲，時要見酉辛正官為妙，或申庚七煞，卻要見比劫助身，合煞為貴，畏戊己財星損印，忌丙丁食傷生財破印；乙逢亥子月，喜忌與甲同。丙日逢卯月正印，天德在坤，月德在甲，寅月偏印，天德在丁，月德在丙，喜見子癸正官，或壬亥七煞，卻要比劫助身合煞，畏申庚酉辛財星損印，忌戊己食傷生財破印；丁逢寅卯月，喜忌與丙同。

The "Yuan Yuan Lun" discusses the concept of印绶, saying: For example, if the day stem is Jia wood and the birth month is Zi month, it is considered the 正印 (true nourishing element). If the birth month is Hai month, it is considered 偏印 (biased nourishing element). It is most favorable to encounter 「Heavenly Virtue」 and 「Monthly Virtue」. In Zi month, the Heavenly Virtue is at the position of Xun, and the Monthly Virtue is Ren. In Hai month, the Heavenly Virtue is at the position of Yi, and the Monthly Virtue is Jia. At the hour position, seeing You and Xin (the 正官, true official) is excellent. If instead, one sees Shen and Geng (the 七煞, seven evils), then there must be 比肩 or 劫财 to assist the body and to harmonize with the 七煞, which would make the fortune noble. This pattern fears the presence of Wu and Ji (wealth elements) which would damage the 印. It also dislikes Bing and Ding (food and injury elements) which would generate wealth and thus destroy the 印. For the day stem of Yi wood born in Hai or Zi month, the preferences and aversions are the same as for Jia wood. For the day stem of Bing fire, if born in Mao month, it is considered the 正印, with Heavenly Virtue at the position of Kun and Monthly Virtue at Jia. If born in Yin month, it is considered 偏印, with Heavenly Virtue at Ding and Monthly Virtue at Bing. It is favorable to see Zi and Gui (the 正官, true official). If instead, one sees Ren and Hai (the 七煞, seven evils), then there must be 比肩 or 劫财 to assist the body and harmonize with the 七煞. This pattern fears the presence of Shen, Geng, You, and Xin (wealth elements) which would damage the 印. It also dislikes Wu and Ji (food and injury elements) which would generate wealth and thus destroy the 印. For the day stem of Ding fire born in Yin or Mao month, the preferences and aversions are the same as for Bing fire.

戊日逢午月正印，天德在亥，月德在丙，巳月偏印，天德在辛，月德在庚，喜逢卯乙正官，寅甲七煞，見煞卻宜比劫助身合煞，忌見壬癸之財壞印，申庚辛食傷生財破印；己生巳午月，喜忌與戊同。庚日生午月正印，天德在干，月德在丙，巳月偏印，天德在辛，月德在庚，喜見午丁官星，巳丙七煞，見煞卻宜比劫助身合煞，忌甲乙寅卯旺財壞印，壬癸傷食，午財破印；辛生巳午月，喜忌與庚同。壬日生酉月正印，天德在寅，月德在庚，申月偏印，天德在癸，月德在壬，喜時逢巳午正官或己戊七煞，卻宜見比劫助身合煞，忌丙丁旺財壞印，甲乙食傷，午財破印；癸生申酉月，喜忌與壬同。

The day master of Wu Earth is born in the month of Wu, which is the true official (positive official), Heavenly Virtue is in Hai, and Monthly Virtue is in Bing. If born in the month of Si, it is the biased official (negative official), Heavenly Virtue is in Xin, and Monthly Virtue is in Geng. It is favorable to meet Mao and Yi, which is the true official. Yin and Ji are seven evils, and when evils appear, there should be a helper such as a same zhi or a thief to support and harmonize with the evils. It is unfavorable to meet Ren and Gui, which are wealth that destroy the official. It is also unfavorable to meet Shen and Geng or Xin, which are food and injury that generate wealth and destroy the official. Ji Earth born in the months of Si and Wu has the same favorable and unfavorable aspects as Wu. The day master of Geng Metal is born in the month of Wu, which is the true official, Heavenly Virtue is in Gān position, and Monthly Virtue is in Bing. If born in the month of Si, it is the biased official, Heavenly Virtue is in Xin, and Monthly Virtue is in Geng. It is favorable to meet the official star Ding Fire in Wu, and the seven evils Ji Fire in Si. When evils appear, there should still be a helper such as a same zhi or a thief to support and harmonize with the evils. It is unfavorable to meet the strong wealth of Ji and Yi, which destroy the official. It is also unfavorable to meet the injurious and food stars of Ren and Gui, and the wealth in Wu that destroy the official. Xin Metal born in the months of Si and Wu has the same favorable and unfavorable aspects as Geng. The day master of Ren Water is born in the month of You, which is the true official, Heavenly Virtue is in Yin, and Monthly Virtue is in Geng. If born in the month of Shen, it is the biased official, Heavenly Virtue is in Gui, and Monthly Virtue is in Ren. It is favorable to meet the official star in Si or Wu, or the seven evils Ji. When evils appear, there should still be a helper such as a same zhi or a thief to support and harmonize with the evils. It is unfavorable to meet the strong wealth of Bing and Ding, which destroy the official. It is also unfavorable to meet the injurious and food stars of Ji and Yi, and the wealth in Wu that destroy the official. Gui Water born in the months of Shen and You has the same favorable and unfavorable aspects as Ren.

經云：官刑不犯，印綬與天德同宮。又曰：素食慈心，印綬喜逢於天德。如孟重都憲：乙亥、丁亥、乙丑、丙戌，是印綬與天德同宮。一命甲寅、丙寅、丙寅、丁酉，是天德在丁，月德在丙，印綬在寅。一命庚申、庚辰、庚子、壬午，是天德月德俱在壬，印綬在辰是也。此格大要生旺，最忌死絕。如果乙見亥子為印，見金成其仁義生養，印元見土則混雜其格，運行西北，官印為福，若時引歸卯辰巳地，或運行此地，財印歸死絕，流年再遇財克印，決入黃泉無疑。印綬合格，行大運最忌印綬變合，遇地支三合，或變為傷局，或變成財局，或變成煞局，最為不吉。

The classics say that those who do not involve themselves in legal troubles or punishments have their official seal and Heavenly Virtue in the same palace. It is also said that those who eat vegetarian food and have a kind heart find their official seal particularly favorable when it meets Heavenly Virtue. For example, the birth chart of Meng Chong, an official of the Board of Inspection, is Yihai, Dinghai, Yichou, and Bingxu, which shows the official seal and Heavenly Virtue in the same palace. Another case is Jiayin, Bingyin, Bingyin, and Dingyou, where Heavenly Virtue is in Ding and Monthly Virtue in Bing, while the official seal is in Yin. Another case is Gengshen, Gengchen, Gengzi, and Renwu, where Heavenly Virtue and Monthly Virtue are both in Ren, and the official seal is in Chen. This pattern requires the official star to be strong and flourishing, and it is most unfavorable if it is in a dead or exhausted state. For example, if the wood of Yi is supported by Hai or Zi, and gold comes to complete its path of benevolence and righteousness, then the generation and nourishment between them is harmonious. However, if the original nature of the official star meets earth, the pattern becomes mixed. If one travels through the Northwest, both official and governmental positions bring good fortune. But if the hour is in Mao, Chen, or Si, or if one travels through these directions, wealth and official star fall into dead or exhausted states. If in the coming year wealth comes to harm the official star, then one is certainly doomed to death without doubt. Once the official seal is qualified, the most dangerous thing during major changes in fortune is when the official seal changes through combination. If it forms a triple harmony in the earth branches, or turns into a pattern of official star, or wealth, or seven evils, it is most unfavorable.

賦云：金賴土生，土厚而金遭埋沒。木從水養，水盛而木必漂流。火炎土燥，則不能生物（如己日得午之類）。剛金不能生水（如庚日得戌之類）。旺土見旺火，逢此必主眼疾癰疽熱病。糞土不能生金，燥金不能生水，絕水不能生木，遇此宜詳看，不可一概印綬論。若水得金生而逢秋，乃水清金白，秀麗堪誇，一水三金，號曰體全之象。火得木生而值春，為木秀火明，發焰紅綠，見金則傷其木，滅火之焰。是金木二印，多者俱作吉論。若火印多者火燥土烈，水印多者水泛木浮，土印多者土重金埋，皆不為吉。

The text says: Metal relies on earth to be born, but if the earth is too thick, the metal is buried; wood relies on water to be nourished, but if the water is too strong, the wood will float away. If fire is too fierce or earth is too dry, they cannot grow all things, for example, when the day ruler is the earthy Ji and sits on the firey Wu. If metal is too hard, it cannot produce water, for example, when the day ruler is the metallic Geng and sits on the earthy Xu. When strong earth meets strong fire, such a combination will surely lead to eye diseases, boils, and heat illnesses. Fertile earth cannot produce metal, dry metal cannot produce water, and water in a dead state cannot produce wood; in such cases, one must be careful and not treat them all as favorable. If water is born from metal and meets the autumn season, then the water is clear and the metal is white, making it beautiful and admirable; when one water is paired with three metals, it is called the "complete form." If fire is born from wood and meets the spring season, then the wood is excellent and the fire is bright, with the fire emitting red and green flames; at this time, seeing metal will harm the wood and extinguish the fire's flame. Therefore, the metal and wood as parents are considered favorable even when they are numerous; however, when there are too many fire parents, the fire becomes dry and the earth becomes fierce, and when there are too many water parents, the water becomes excessive and the wood floats, and when there are too many earth parents, the earth becomes heavy and the metal is buried, these are not favorable.

又云：甲日子月，忌己巳時，怕午沖。乙日亥月，忌戊辰時，怕巳沖。丙日卯月，忌辛卯時，怕酉沖。寅月忌庚寅時，怕申沖。丁日寅月，忌庚子時，怕申沖。卯月忌辛丑時，怕酉沖。戊日午月，忌癸卯時，怕子沖。己日巳月，怕壬子、壬戌時，忌亥沖。庚日午月，忌己卯、乙酉時，怕子沖。巳月忌戊寅時，怕亥沖。辛日巳月，忌庚寅、甲午時，怕亥沖。午月忌辛卯、乙未時，怕子沖。壬日酉月，忌丁未時，怕卯沖，申月忌丙午時，怕寅沖。酉月忌丁巳時怕卯沖。以上日干，皆喜見比肩疏通，忌見食傷銷印生財，犯此，物運又臨身印衰鄉財旺之地，必然貪財壞印，剝官退職。

It is also said that for a day stem of Jia Wood born in the month of Zi, the time of Jisi is to be avoided, and the hour of Wu is feared because it conflicts with Zi. For a day stem of Yi Wood born in the month of Hai, the time of Wuchen is to be avoided, and the hour of Si is feared because it conflicts with Hai. For a day stem of Bing Fire born in the month of Mao, the time of Xinmao is to be avoided, and the hour of You is feared because it conflicts with Mao; if born in the month of Yin, the time of Gengyin is to be avoided, and the hour of Shen is feared because it conflicts with Yin. For a day stem of Ding Fire born in the month of Yin, the time of Gengzi is to be avoided, and the hour of Shen is feared because it conflicts with Yin; if born in the month of Mao, the time of Xinmao is to be avoided, and the hour of You is feared because it conflicts with Mao. For a day stem of Wu Earth born in the month of Wu, the time of Guimao is to be avoided, and the hour of Zi is feared because it conflicts with Wu. For a day stem of Ji Earth born in the month of Si, the times of Renzi and Renxu are feared, and the hour of Hai is feared because it conflicts with Si. For a day stem of Geng Metal born in the month of Wu, the times of Jimao and Yiyou are to be avoided, and the hour of Zi is feared because it conflicts with Wu; if born in the month of Si, the time of Wuyin is to be avoided, and the hour of Hai is feared because it conflicts with Si. For a day stem of Xin Metal born in the month of Si, the times of Gengyin and Jiawu are to be avoided, and the hour of Hai is feared because it conflicts with Si; if born in the month of Wu, the times of Xinmao and Yiwei are to be avoided, and the hour of Zi is feared because it conflicts with Wu. For a day stem of Ren Water born in the month of You, the time of Dingwei is to be avoided, and the hour of Mao is feared because it conflicts with You; if born in the month of Shen, the time of Bingwu is to be avoided, and the hour of Yin is feared because it conflicts with Shen; if born in the month of You, the time of Dingsi is to be avoided, and the hour of Mao is feared because it conflicts with You. All these day stems prefer to see a same-element companion to unblock the energy flow, and they fear the presence of food god and official star which consume the influence of the heavenly stem and generate wealth. If these are violated, and the fortune moves to a place where the day stem and its heavenly stem are weak, but the wealth star is strong, then the person will be greedy for wealth and damage the heavenly stem, leading to loss of position and official rank.

經云：印綬、財星重見，百事難通。又云：月印純粹，無財星，主文章中黃甲。又曰：身旺印多，財運無妨，身弱有印，煞運何傷！又曰：印綬有根，喜遇財星，印綬無根，忌見財曜，官星者，印綬之根也，印綬有官有財，則財生官，官生印，印生身，身克財則榮貴，故不忌。又云：印綬有根，逢財則發，逢官則顯，逢合則晦，逢沖則災。《通明賦》云：財印交錯，論其氣稟之輕重，倘若財輕而印氣重，舍財取印，其貴可知；倘若印氣輕而財氣重，舍印取財，雖有背祿，支干重旺，反作資財。《寶鑑》云：印綬財傷，母年早喪。《奧旨》云：印綬被傷，失宗業，拋離故里。《絡繹賦》云：印臨子位，受子之榮。《千里馬》云：逢印看官，而遇官十有七貴。《造微論》云：印綬逢華，尊居翰苑。《萬祺賦》云：正印見財則凶，逢官則吉，有官無印，縱富貴而傷殘；有印無官，縱榮華而有失。四柱愁逢死絕，三元喜見長生。

The classics say: When the official star and the wealth star appear together, all affairs will be difficult to achieve. It also says: When the official star appears in the month and is pure without the wealth star, it indicates success in the imperial examination and achieving a high rank. It also says: If the body is strong and the official star is numerous, then encountering the wealth star is not a problem; if the body is weak and there is an official star, then encountering a harmful star is not a problem either. It also says: When the official star has a root, it is favorable to meet the wealth star; when the official star has no root, it is unfavorable to meet the wealth star. Here, the term 'root' refers to the official star. If the official star has both the official and wealth stars, then the wealth star can generate the official star, the official star can generate the official star, the official star can generate the body, and the body can restrain the wealth star, forming a prosperous and noble situation, so it is not unfavorable to meet the wealth star. It also says: When the official star has a root, meeting the wealth star brings fortune, meeting the official star brings prominence, meeting a combination brings obscurity, and meeting a clash brings disaster. The "Tongming Fu" says: When wealth and official stars are intertwined, one should consider the strength of each; if wealth is light and official is heavy, then one should choose the official over the wealth, and the nobility is evident; if official is light and wealth is heavy, then one should choose the wealth over the official, although it may be against the禄, but if the heavenly stems and earthly branches are strong and prosperous, it can instead bring wealth. The "Baojian" says: When the official star is harmed by wealth, the mother dies early. The "AoZhi" says: When the official star is harmed, one will lose the ancestral property and leave the homeland. The "Luoyi Fu" says: When the official star is in the position of the child, it can receive honor and support from children. The "Qianlima" says: When encountering the official star, one should also consider the official star; among ten cases, seven will be noble. The "Zao Weilun" says: When the official star meets the Huagai, one can hold a position in the Hanlin Academy. The "Wanqi Fu" says: When the official star meets the wealth star, it is凶; when it meets the official star, it is吉; if there is an official star but no official star, even if one is wealthy and noble, there will be injuries; if there is an official star but no official star, even if one is prosperous and noble, there will be deficiencies. The four pillars most fear encountering death or decline, while the year, month, and day trigrams prefer to see growth.

古詩云：命逢印綬福非輕，年少從容享見成，旺相印多偏福厚，受恩承蔭立功名。又：月逢印綬喜官星，運入官鄉福必清，死絕運臨身不利，再行財運百無成。又：印綬無虧享福全，為官承蔭有田園，官膺宣敕盈財穀，日用盤餐費萬錢。又：重重印綬格清奇，更要支中仔細推，支上咸池干帶合，風流浪蕩破家兒。又：印綬重重享見成，食神只恐暗相刑，早年若不歸泉路，孤苦離鄉宿疾縈。又：印綬不宜身太旺，總然無事也平常，除非原命多官煞，卻有聲名作棟樑。又：印綬生人旺氣純，官煞多遇轉精神，印行死絕並財地，無救終為泉下人。合諸說，觀印綬喜忌見矣。

Ancient poetry says: When one's destiny meets the印绶, the fortune is not light, and in youth one can calmly enjoy what is already available; if the印star is prosperous and strong and numerous, the fortune is especially deep, receiving the grace of ancestors and establishing fame and achievement. Another poem says: Meeting the印star in the month is most favorable when accompanied by the official star; when the fortune moves into the official's territory, the fortune is certainly pure; if the fortune reaches a dead or exhausted place, it is harmful to oneself, and if one then moves into the wealth territory, nothing will succeed. Another poem says: If the印star is not lost, one enjoys complete fortune, serving as an official and inheriting the grace of ancestors, possessing fields and gardens; the official receives imperial edicts, and the grain and wealth are abundant, spending ten thousand coins on a single meal. Another poem says: A pattern with many印stars is originally strange, yet one must carefully examine the earthly branches; if the earthly branches carry Xianchi and the heavenly stem also forms a harmonious combination, then it is a person who is frivolous and wasteful, leading to ruin. Another poem says: Those with many印stars enjoy what is already available, but one must fear the food god secretly causing conflict; if one does not die young and go to the underworld early on, one will have to be lonely, leave home, and suffer from chronic illness. Another poem says: Those with印stars should not have the day master too strong, even if there is no problem, it is only ordinary; unless the original destiny has many officials and evils, one can have a reputation and be capable of being a pillar of society. Another poem says: Those born with印stars have pure prosperity, but encountering many officials and evils instead brings out spirit; if the印star reaches a dead or exhausted place or the wealth is strong, without salvation, one will ultimately become a person in the underworld. Summarizing the views of various sources, the favorable and unfavorable aspects of印star are now clear.

如甲日子時，取子中癸水為印，資助日主，其人足智多謀，安享食祿，年月上要見辛官生印，運行西北，官印乃為貴命，若柱逢戊己土重，更有午字沖破，運歷東南，官印衰絕，百事無成，公吏肆市人也。

For example, if the day stem is Jia Wood and it is born in the Zi hour, then the癸 Water in Zi is taken as the印绶 to support the day stem. Such people are intelligent and resourceful, and can enjoy official salary comfortably. In the year and month, there should be the 辛 Metal 正官 to generate the印, and the fortune should move towards the Northwest, where both official and印 are strong, indicating a noble destiny. However, if the戊 and 己 Earth in the four pillars are too heavy, and there is also the Wu character to冲破 the Zi Water, and the fortune moves towards the Southeast, where both official and印 are weak, then nothing will be accomplished, and such a person will merely be a low-ranking official or a common citizen in the market.

經云：胞胎逢印綬，祿享千鍾。如庚寅、辛卯、丙申、乙酉等，日時月令逢印綬之地，主貴。經云：時日胞胎格，月通印綬，逢煞官印運助，職位列三公。

The classics say: When the position of the womb meets the nourishing influence, one can enjoy a thick salary of a thousand measures. For example, on days like Gengyin, Xinmao, Bingshen, and Yiyou, the day stem is in the position of the womb in the day branch, and the day, hour, and month are all in the place of the nourishing influence, which indicates a high status. The classics also say: When the day and hour form the womb pattern, and the month is in the place of the nourishing influence, if there is also the seven harmful stars and the official star and nourishing star are present, the official position can reach the level of the Three Grand Ministers.

經云：棄印就財明偏正，印綬忌財，此理甚明。正印居月令者，決不可見財，若居年時，月令見財只用財格，喜印生身，敵財為福。若偏印，月令年時見財無妨，為棄印就財，舍輕用重。如壬生申月，丙生寅月，坐長生之地，年時得財，即身旺喜見財地，如此造化，必主棄祖基而自創別業立身。

The classics say: To discuss abandoning the official seal in favor of wealth, one must first distinguish between the biased official seal and the proper official seal. The principle that the official seal is disliked by wealth is quite clear: if the proper official seal is in the month, it must not be seen with wealth; if the proper official seal is in the year or the hour, but wealth is seen in the month, then one should take wealth as the main element, still preferring the official seal to nourish the self and counteract the wealth, which is considered auspicious. As for the biased official seal, seeing wealth in the month, year, or hour is not a problem, which is called "abandoning the official seal in favor of wealth," discarding the lighter one to take the heavier one. For example, if the day's main element is壬water born in the month of申, or if the day's main element is丙fire born in the month of寅, and the day's main element is sitting in the position of growth, and wealth is also present in the year or hour, this is a case of strong self and a favorable situation for wealth. Such a transformation will certainly lead to abandoning the family's legacy and establishing one's own career to stand on one's own.

倒食即偏印之謂，一名吞啖煞，食神最忌見之。如甲生丙火為食，火能生土，為甲之財，財旺生金，為甲之官，食神生旺，財官備矣。今甲見壬為倒食者，壬旺則克了丙火，丙被克去，不能生土，甲無財矣；壬合起丁，傷甲之辛，甲無官矣；壬克去丙，庚煞得安，來傷甲木，甲生災矣。所謂用食忌見者，此也。

"Dao Shi" is another name for the偏印, also known as "Tun Dan Sha." The food god is most忌 to meet it. For example, if Jia wood produces Bing fire as the food god, Bing fire can then produce earth, which is Jia's wealth. Wealth becomes strong and then produces metal, which is Jia's official. When the food god is strong, both wealth and official are complete. Now, if Jia wood meets Ren water, it becomes Dao Shi: when Ren water is strong, it will overcome Bing fire. Bing fire being overcome cannot produce earth, so Jia has no wealth. Ren water also combines with Ding fire, which harms Jia's Xin metal official, so Jia has no official. Ren water overcoming Bing fire allows Geng metal seven evils to remain unharmed and turn to harm Jia wood, causing Jia wood to suffer misfortune. This is why those who use the food god most忌 to meet the偏印.

凡命帶倒食，福薄壽夭，若有制合，如甲日見壬辰、壬戌，辰戌中帶有土制丁合；乙日見癸未、癸丑，丑未中有己制癸；丙日見甲申，丁日見乙巳、乙酉，戊日見丙子、丙申、丙辰，己日見丁亥，庚日見戊寅、戊辰，辛日見己卯、己亥，壬日見庚午、庚戌，癸日見辛巳、辛未。此等偏印不能為食害，有剋制故也。柱中身旺，財官俱生，可取為福助身，陽日逢之能暗合傷官生財，陰日逢之能暗合財星，柱中無食，只以偏印論。

If a person's destiny includes a倒食 (reverse food), their fortune is shallow and their lifespan is short; however, if there is something that restrains or combines with it, this is not the case. For example, on a Jia day, seeing Renchen or Renxu, the earth in Chen and Xu can control Ren, and there is also Ding fire to combine with it; on a Yi day, seeing Guiwei or Guichou, the earth in Wei and Chou can control Gui; on a Bing day, seeing Jia Shen; on a Ding day, seeing Yi Si or Yi You; on a Wu day, seeing Bing Zi, Bing Shen, or Bing Chen; on a Ji day, seeing Ding Hai; on a Geng day, seeing Wu Yin or Wu Chen; on an Xin day, seeing Ji Mao or Ji Hai; on a Ren day, seeing Geng Wu or Geng Xu; on a Gui day, seeing Xin Si or Xin Wei. These偏印 (biased wisdom) do not harm the food god, because they are already restrained. If the day's main element is strong, and wealth and official positions are supported and nurtured, the biased wisdom can be used as a blessing to help the main element: on a yang day, it can secretly combine with the official position to generate wealth, and on a yin day, it can secretly combine with the wealth star; if the original destiny does not have a food god, then it is simply considered as biased wisdom and not called reverse food.

又曰：凡命有食遇梟，猶尊長之制我，不得自由，作事進退悔懶，有始無終，財源屢成屢敗，容貌欹斜，身品瑣小，膽怯心虛，凡事無成，克害六親，幼時克母，長大傷妻子。賦云：倒食者，名為偏印，號曰梟神，值身旺而財豐福厚，遇刑煞則壽夭身貧，財星若見，披星帶月不停留，煞星若生，馳擔息肩無定日，身弱重逢偏印，須愁顏子之傷，正食若遇梟神，未免韓信之禍，始遇者精神慵懶，重犯者容貌欹斜。《萬祺賦》云：梟神見官煞，多成多敗，偏印遇財曜，反辱為榮，身旺為貴，身弱乃常，有傷官而平生豐潤，值食神則處世伶仃。古詩云：印星偏者是梟神，柱內最喜見財星，身旺遇此方為福，身衰梟旺更無情。

It is also said that if a person's destiny includes the food god and also encounters the hawk god, it is like being controlled by a superior, with no freedom in anything; they hesitate and waver in their actions, feel regret and laziness, start things but fail to complete them, and their wealth comes and goes repeatedly. Their appearance is crooked, their body is short and small, they are timid and lack confidence, and nothing they do succeeds. They also harm the six relations, causing the death of their mother in childhood and harming their wife and children as they grow older. The essay says: the hawk god is also called the biased print, and if the day's ruler is strong, it can bring wealth and blessings; but if there are punishments and evils, it leads to a short life and poverty. If the wealth star appears, one must work hard day and night; if the evil star is born, one must carry burdens without rest. If the body is weak and the biased print appears repeatedly, it brings sorrow and early death like Yan Hui; if the true food meets the hawk god, it is unavoidable to suffer the misfortune of Han Xin. The first encounter brings laziness, and repeated encounters bring a crooked appearance. The essay "Wanqi" says: when the hawk god meets the official and evil stars, there are many successes and many failures; when the biased print meets the wealth star, it can turn disgrace into honor; if the body is strong, it brings honor, but if the body is weak, it is ordinary; those with the injurious star have a prosperous life, while those with the food god are lonely in the world. An old poem says: among the print stars, the biased one is called the hawk god; in the four pillars, the most desirable is the wealth star; only when the body is strong does it bring blessings, but when the body is weak and the hawk god is strong, it becomes even more cruel.

如丙戌、丙申、甲戌、壬申，甲見丙食，又見壬倒食，甲生申月受煞制無氣，二丙竊氣，壬水制丙，煞得施行，故無名利。又如壬申、壬子、甲戌、丙寅，會印歸祿，水精火神之妙，木火通明之象。又，己未、壬申、甲子、丙寅，以煞化印，歸祿得秀，木火通明，水木清奇。二命俱大貴。前忌倒食，逢制合反貴，切不可一見倒食，便以凶論。

For instance, in the combination of Bingxu, Bingshen, Jiaxu, and Renshen, the Jia wood sees Bing fire as a food god, but also sees Ren water as a reverse food. Jia wood is born in the month of Shen, suffering from the control of the seven deadly stars without any life qi. The two Bing fires further drain its energy. When Ren water comes to control the Bing fire, the seven deadly stars (Geng metal) can then exert their controlling power, so this person has neither fame nor fortune. Another example is the combination of Renshen, Renzi, Jiaxu, and Bingyin. The earth branches form an official bureau, and the time branch returns to the native's hour, allowing the water's essence and fire's brilliance to combine perfectly, forming a clear and bright image of wood and fire. Another case is Jiwei, Renshen, Jiazi, and Bingyin. Here, the seven deadly stars are transformed into official stars, the time branch returns to the native's hour, and the refined qi is obtained. This combination has both the clarity of wood and fire and the freshness of water and wood. Both of these combinations are of great importance. Previously, it was said that reverse food is to be avoided, but if it is met with control or combination, it can instead lead to great fortune. Therefore, one should not immediately consider reverse food as a bad omen.

雜氣者，乃辰戌丑未，辰中有乙戊癸，為水土庫；戌中有辛戊丁，為火庫；丑中有癸辛己，為金庫；未中有丁己乙，為木庫。各隨所藏之氣而言，看我日干，或為官，或為財，或為印，官繫福身之物，財是養命之源，印乃資身之本，在人最為切要。四庫各藏三件，乃天地不正之氣，故以雜言也。

The term "zaji" refers to the four branches: Chen, Xu, Chou, and Wei. Chen contains Yi, Wu, and Gui, representing the repository of water and earth; Xu contains Xin, Wu, and Ding, representing the repository of fire; Chou contains Gui, Xin, and Ji, representing the repository of metal; and Wei contains Ding, Ji, and Yi, representing the repository of wood. Each of these should be analyzed according to the qualities they contain in relation to the day stem. They may function as official, wealth, or intellectual resources for the day stem. Officials bring fortune, wealth is the source of sustenance, and intellectual resources are the fundamental support for oneself, being most important for a person. Each of the four repositories contains three elements, all of which are impure energies in the universe, hence the term "zaji" is used.

經云：財官印綬全備，藏蓄於四季之中是也。此格喜透露沖刑，忌壓伏，其餘喜忌消詳，與前正氣財官印同。假令六甲日生得丑月，以丑中辛金為官，己土為財，癸水為印，看天干透出何字為福次，分節氣淺深，何物當令，大概透財者富，透官者貴，印綬享父祖見成之福，受宣敕廕庇之貴，如無透出，沖刑少許兼身旺為妙，忌身弱，沖刑太過則福聚之氣散矣。如柱元有破害之物，再不可遇此等運，再行則為太過，沖壞秀氣，反不為吉，元無破害，喜沖刑運。

The classics say: Wealth, official position, and official seal are all complete, and they are all contained within the four earthly branches of Chen, Xu, Chou, and Wei. This refers to this pattern. This pattern favors the revelation of heavenly stems and the conflict or punishment of earthly branches, and it is disliked when the earthy branches are suppressed by earth; the rest of the favorable and unfavorable aspects are the same as those discussed earlier regarding the official wealth and official seal in the main season. For example, someone born on the sixth day of Jia with the month of Chou: the metal of Xin in Chou is the official, the earth of Ji in Chou is the wealth, and the water of Gui in Chou is the official seal. We look at which heavenly stem is revealed, and according to that, we determine the order of fortune. We also need to consider the depth of the solar term, and see which one is in season. In general, revealing wealth indicates richness, revealing official position indicates nobility, and revealing official seal indicates enjoying the blessings of one's father and grandfather and receiving the honor and protection of imperial edicts. If none of them are revealed, then there should be some conflict or punishment, and the day's main element should be strong. It is most disliked if the day's main element is weak. However, if the conflict or punishment is too strong, the fortune stored in the repository will be scattered. If the original four pillars already have destructive or harmful elements, it is even worse to encounter such a conflict or punishment in the destiny. If one encounters such a destiny, it becomes excessive, damaging the refined qualities, and thus becomes inauspicious. If there are no destructive or harmful elements originally, then it is favorable to encounter such a conflict or punishment in destiny.

《景鑑》云：雜氣財官，身旺有沖而發，若太過反受孤貧是也。又云：雜氣財官格，要四柱財星多，便為好命，若四柱別入他格依他格斷。又云：雜氣財官有正官格、偏官格、正財格、偏財格，雜氣印綬有正印格、偏印格，須分偏正，若偏官，亦要少許制伏則可，若墓庫重迭，元無刑沖，不透貴氣，兼有戊己壓其上，最難發於少年，故曰財官鎖閉少年，不發墓中人是也。又曰：四庫亦是衰養冠帶之鄉，若時上見為時墓格，與月上同論，但發較晚。如丁亥、戊子、丙申、己丑，丙用丑墓為財庫，行未運沖丑庫發財。見壬，辰為官庫，至戌運沖辰庫發官。

The *Jingjian* says: For miscellaneous qi wealth and official positions, if the day's ruler is strong and the treasure warehouse is disturbed, one can achieve success; but if the disturbance is excessive, it may result in loneliness and poverty. It also says: For the pattern of miscellaneous qi wealth and official positions, having many wealth stars in the four pillars is a good fortune; if other patterns are present in the four pillars, then the judgment should follow that pattern. It also says: In the pattern of miscellaneous qi wealth and official positions, there are sub-patterns such as the proper official position, the biased official position, the proper wealth, and the biased wealth; in the pattern of miscellaneous qi official and ministerial influence, there are sub-patterns such as the proper ministerial influence and the biased ministerial influence, and one must clearly distinguish between biased and proper. If it is the biased official position, some restraint is also needed. If the treasure warehouses are repeated and there is no punishment or clash originally, and the noble qi does not appear in the heavenly stem, with the earthy element Wu Ji soil pressing on top, it is hardest to achieve success in youth. Therefore, young people whose wealth and official positions are locked up, with things buried in the tomb, cannot manifest. It also says: The four earthy branches, Chen, Xu, Chou, and Wei, are also the places of decline, nourishment, and capping; if one sees this in the hour position, it is called the "hour tomb pattern," which is treated the same as the month position, but the success comes later. For example, in the birth chart with Ding Hai, Wu Zi, Bing Shen, and Ji Chou, the fire is considered to have the tomb in Chou as the wealth warehouse; when the destiny reaches the Wei year and clashes with the Chou warehouse, wealth is achieved. If the birth chart contains Yin water, then Chen is the official warehouse; when the destiny reaches the Xu year and clashes with the Chen warehouse, official position is obtained.

倘柱中別有戊辰、己丑壓伏庫上，則不能發財發官，難作好命看，若有沖見合，則又不能沖矣。又曰：月臨庫地，東西南北四隅之氣，如未木行東方，戌火行南方，辰水行北方，丑金行西方臨庫墓，運行生旺之地必發，如月臨辰水氣，運轉南方，不見會合，只以土論。

If there are other combinations such as Wuchen or Jichou lying over the repository position in the four pillars, then wealth and official positions cannot be achieved, and it cannot be considered a good destiny. If there is originally a clash, but a harmonious combination appears in between, then the clash will not take effect. It is also said that when the month stem is located in the repository position, it carries the qi of the four directions and their corners: for example, if the repository is wood and it moves towards the east, or if the repository is fire and it moves towards the south, or if the repository is water and it moves towards the north, or if the repository is metal and it moves towards the west, then when the destiny moves to the place of birth and growth, it will certainly achieve success. However, for example, if the month stem is located in the water repository of Chen, but the destiny moves towards the south without any combination to bring out the water, then it can only be considered as earth.

又曰：古人以五行墓處為倉庫，若命中帶倉庫，遇太歲所克之五行加之，如木人得辛未，火人得庚戌，土人得壬辰，水人得甲辰，金人得癸丑，是謂庫中有財，其人必豐厚；若命帶墓絕，而反值太歲所畏之五行加之，如木人得乙未，火人得壬戌，土人得戊辰，金人得己丑，水人得丙辰，謂之絕處無依，其人必滯。若五行遞相庫墓純粹而不破，又有福神加臨，此兩府之格也。若破而生旺，破而死絕，有福神加臨，則減退斷之。若克破而無福神，只是百姓。

It is also said that ancient people regarded the places where the Five Phases are buried as warehouses. If a person's destiny includes a warehouse and also encounters the Five Phase that is naturally overcome by their own destiny, then it is called having wealth in the warehouse, and such a person will certainly have a prosperous family. Conversely, if a person's destiny includes a burial place and also encounters the Five Phase that they fear, then it is called being without support in a dead end, and such a person will certainly face obstructions. If the Five Phases are in sequence as warehouses and are pure without being broken, and if there are auspicious deities present, this is the pattern of holding an official position in two government offices. If although broken, it is still in a thriving state, or although broken it has entered a dead end, as long as there are auspicious deities present, it is then judged in descending order. If both the Five Phases are overcome and broken without any auspicious deities, then such a person is merely an ordinary commoner.

此庫墓格局，不問貴賤，只是一生自己榮旺，不利六親，仍難得子息。有庫頭鬼，乃甲乙人見辛未，忌丁巳；丙丁人見壬戌，忌戊寅；戊己人見甲辰，忌庚寅；庚辛人見丁丑，忌癸巳；壬癸人見戊辰，忌甲寅。一名軒車煞，若犯所忌，主車破輛，馬折足，婦人疾厄，常人致盜。《神白經》云：生日犯之得用，若遇時不犯忌，多主富貴，君子早年科甲，常人藝業出眾。

This type of "treasure tomb" pattern, regardless of whether it is noble or humble, only brings personal prosperity in one's lifetime, but is not beneficial to the six relations, and is also difficult to have offspring. There is another type called "treasure head ghost": those with Jia or Yi see Xinwei, and should avoid Dingsi again; those with Bing or Ding see Renxu, and should avoid Wuyin again; those with Wu or Ji see Jiachen, and should avoid Gengyin again; those with Geng or Xin see Dingsi, and should avoid Guisi again; those with Ren or Gui see Wuchen, and should avoid Jiayin again. It is also called "chariot evil." If one violates the forbidden characters, it leads to vehicle damage, horse foot injuries, women's diseases and misfortunes, and common people suffer from theft. The "Shen Bai Jing" says: if the birth day is afflicted by this but can be used beneficially, and the hour does not violate the forbidden characters, it often brings wealth and honor; scholars may achieve success in the imperial examinations early, and common people may excel in their skills.

有庫頭財，乃甲乙人己未，丙丁人庚戌，戊己人壬辰，庚辛人乙丑，壬癸人丙辰，君子多主錢穀之任，常人家業從容，即透出財官論也。如金見己丑火，木見乙未金，水見丙辰土，土見戊辰木，火見壬戌水，如此之格，即墓中逢鬼，危疑者甚。

There is another type called 'Kutou Cai' (treasure at the head): those with Jia or Yi see Jiwei, those with Bing or Ding see Gengxu, those with Wu or Ji see Renchen, those with Geng or Xin see Yichou, and those with Ren or Gui see Bingchen. Scholars are often capable of holding positions responsible for managing money and grain, and common people also have prosperous family businesses. This is equivalent to having wealth and officialdom revealed. Conversely, if someone of the metal element sees JiChou and the Nayin element is fire, or someone of the wood element sees YiWei and the Nayin element is metal, or someone of the water element sees BingChen and the Nayin element is earth, or someone of the earth element sees WuChen and the Nayin element is wood, or someone of the fire element sees RenXu and the Nayin element is water, such a configuration is considered 'Mu Zhong Feng Gui' (meeting a ghost in the tomb), which is very dangerous and suspicious.

古歌云：雜氣財官用月宮，天干透露始為豐，財多官旺宜沖破，切忌干支壓伏重。又：雜氣從來自不純，天干透出始為真，身強財旺生官祿，運入沖刑聚寶珍。又：月令提綱不可沖，十沖九命皆為凶，惟有財官逢墓庫，運行到此反成功。又：時墓逢官主發遲，喜逢沖剋最為奇，鎮壓不來臨貴處，官高職顯兩相宜。

An old song says: miscellaneous wealth and official positions should be taken from the month's palace, and only when they are revealed by the heavenly stem can they be considered abundant; when wealth is abundant and officials are strong, it is suitable to have a clash that opens the storage, but one must avoid having both heavenly stem and earthly branch heavily suppressing them. Another song says: miscellaneous wealth has never been pure, only when revealed by the heavenly stem can it be genuine; if the day's ruler is strong, wealth is abundant, and officials are generated, then encountering a clash or punishment in the fortune path can actually gather treasures. Another song says: the month's palace as the main outline should not be clashed, for out of ten cases where the palace is clashed, nine are ominous; only when wealth and officials are truly hidden in the storage, does encountering a clash lead to success. Another song says: when the storage in the hour's column meets an official, success comes late, and it is most unusual to encounter a clash or control; as long as there is no suppressing earth above the noble quality, both high official position and prestige are suitable.

又：少年不發墓中人，皆為財官閉庫門，破害故能開鎖鑰，壓藏終是受苦辛；丁壬本取辰為墓，戊土來傷富作貧，乙卯甲寅同救濟，財星湧出自然榮。又曰：雜氣財官與印同，格中最忌鬼財重，但宜我多生為上，雖喜逢他要得中；若是財多宜退職，如逢官旺福無窮，貪財壞印君須記，蝸角蠅頭枉費心。又：財官雜氣庫中藏，最喜生身入旺鄉，煞重身輕宜制伏，財多庫實要沖傷；五行有取尋他格，四柱無情反有箋，歲運若臨財旺地，聲名日進甚高強。

Another verse says: Those who are young and cannot achieve success are those buried in the grave, because their wealth and official positions are locked inside the storehouse; having something that breaks or harms can instead open the lock, and those that are suppressed and hidden will ultimately suffer. Originally, the combination of Ding and Ren takes the辰 (Chen) as their grave, but when Wu earth comes and harms them, the rich become poor; if there are also the wood of Yi and Mao or Jiayin, they will rescue them, and the wealth star will surge forth, naturally leading to honor and prominence. Another verse says: Mixed wealth and official positions, along with the official seal, should be treated the same way; in the pattern, the most disliked are ghosts, evils, and excessive wealth stars; it is best to have more support from our own side, although we like to meet them, we must do so in moderation. If there is too much wealth, it is suitable to step back and give way; if the official position is strong, the fortune is endless. Greed for wealth and damaging the official seal, remember this point, otherwise fighting over trivial gains is just a waste of effort. Another verse says: Wealth and official positions mixed in the storehouse are most favorable when they generate the self and proceed to a strong land; when the evil forces are heavy and the body is weak, it is suitable to have them restrained; when there is too much wealth and the storehouse is full, it needs to be broken open. If there is another favorable element in the Five Phases, seek another pattern; if the four pillars are without emotion, there is another interpretation; if the big years and the ten thousands of years move to a place of strong wealth, the reputation will grow day by day, especially strong.